Apply for Personal Loan
Whether you're planning a wedding, taking a vacation, or renovating your home, we offers unsecured personal loans to meet all your unique needs.
Required Documents
Accurate Documents, faster Process
- KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
- Last 3 month Salary Slip
- 6 month Bank Statement in PDF
- Form 16 of last 2 year
- Sanction Letter of all current running loan if any
- Office ID Card or Official EMAIL ID if any
FREQUENTLY ASKED QUESTIONS
What is a personal loan
A personal loan is an unsecured loan that you can use for various personal expenses like debt consolidation, home repairs, or emergencies. It doesn’t require collateral, and approval depends on your credit score and financial profile. Repayment is done in fixed monthly installments with interest.
What is the repayment tenure for the personal loan?
The time it takes to disburse a personal loan amount can vary depending on the lender and the applicant's eligibility. Generally, it can take anywhere from a few hours to a few days. Some lenders offer instant or same-day disbursal for approved applications, while others may take 1 to 5 business days to process and release the funds.
Who is eligible for a personal loan?
Eligibility varies by lender, but typically, salaried or self-employed individuals between 21 and 60 years old with a stable income and a good credit score (usually 650 or above) are eligible.
What is the interest rate for personal loans in India?
Interest rates for personal loans typically range from 8% to 24%, depending on your credit profile, income, and the lender's terms.
What is the maximum loan amount I can borrow?
Most lenders in India offer personal loans ranging from ₹10,000 to ₹40 lakh, depending on your income, creditworthiness, and repayment capacity.
How quickly is a personal loan disbursed?
Loan disbursement can take anywhere from a few hours to 5 business days, depending on the lender and the applicant's profile. Some lenders offer instant or same-day disbursement.